Death Penalty Planner

Each item stack in your inventory has a 50% chance to drop at your death location. This roll happens independently for every stack — so you might lose half of everything, all of it, or nothing at all depending on your luck. Dropped items stay in the world for 10 minutes before despawning, giving you a chance to recover them if you respawn nearby.

Equipped armor does not drop on death under standard gameplay settings. However, every piece of armor you are wearing loses 10% of its maximum durability when you die. If a piece is already at low durability, this can push it into the broken state, which reduces its effectiveness by 25% until repaired.

A broken item still exists in your inventory but provides only 75% of its normal stats. Weapons deal 75% of their base damage, and broken armor provides only 75% of its normal resistance. You will need to repair the item at an appropriate crafting bench before it returns to full effectiveness.

Yes. Dropped items remain at your death location for 10 minutes. You can set up to 3 respawn points, and placing one close to a dangerous area means you can sprint back to your corpse quickly. Priority should go to high-value stacks first — grab the rarest materials before the timer runs out.

Generally, no. For zones rated High or Extreme danger, bring only what you need for the run — potions, food, and your weapons. Rare materials like Adamantite Bars or Voidheart should stay at your base until you are ready to craft. The risk-to-reward calculation rarely favors hauling expensive materials through a zone where you might die.

The risk score combines the selected zone's base danger rating, the total estimated value of items you plan to carry, and whether any armor piece is close enough to 0 durability that a single death would break it. It is a guide to help you compare loadouts, not a guarantee of survival probability.